Money and Currency Tips for Traveling to Quito
One thing that surprises a lot of first-time visitors: Ecuador uses the US dollar as its official currency, which simplifies things considerably if you’re arriving from the United States. Beyond currency, it’s worth reading our broader Quito travel guide for other planning basics, and our shopping in Quito guide if you’re planning to bring cash for markets and independent shops. If you’re traveling with family, our family trip planning guide also touches on budgeting for a longer stay.
Currency basics: what quito currency tips actually means here
Since Ecuador uses the US dollar, there’s no currency exchange to worry about for American travelers, though bills should be in good condition — some vendors are cautious about torn or heavily worn bills, and $50 or $100 notes can be hard to break at smaller businesses.
ATMs and cash access
ATMs are widely available in Quito, particularly in the historic center and Mariscal Sucre neighborhood, though it’s worth using machines attached to banks rather than standalone kiosks when possible, and being mindful of your surroundings when withdrawing cash.
Cards vs. cash
Larger hotels, restaurants, and shops generally accept cards, but smaller markets, local eateries, and taxis often expect cash, so it’s worth carrying small bills for everyday purchases. A mix of both tends to work best across a typical day of sightseeing.
Tipping norms
Many restaurants include a service charge automatically; where they don’t, a modest tip is appreciated but not strictly expected the way it is in some other countries. For taxi drivers and tour guides, rounding up or a small additional tip is customary rather than obligatory.
Budgeting for daily expenses
Overall costs in Quito tend to be lower than in many North American or European cities, particularly for food and local transportation, which makes it easier to stretch a travel budget further than you might expect.
Avoiding common money mistakes
It’s worth avoiding exchanging money with street vendors, since Ecuador’s dollarized economy means there’s rarely a legitimate reason to do so, and sticking to bank ATMs and established businesses is generally the safer approach.
Official guidance
Ecuador’s Ministry of Tourism provides updated practical information for visitors, and travelers from the US can check the US State Department’s Ecuador travel page for broader trip-planning guidance.